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loanDepot cannot guarantee that the borrower will be approved for a future loan, the interest rate for a future loan, or the future appraised value of the home. The borrower’s ability to qualify for a future loan will be subject to the loan program terms and conditions available at that time.
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"That could be another reason somebody would want an FHA loan." In fact, in most areas borrowers can’t even make an offer to a listing agent unless they’ve already been pre-approved for a mortgage,